2012 NAD to SGD Historical Review

YEARLY HIGH

0.1667 SGD

YEARLY LOW

0.1371 SGD

YEARLY AVERAGE

0.1526 SGD

2012 NAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.1667. Conversely, the yearly low was recorded on November 22, dropping to 0.1371.

This high-to-low spread represents a total annual volatility of 0.0297 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1597 to the December average rate of 0.1415, the exchange rate registered a net change of -11.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1667 was down 14.16% compared to the 2011 peak of 0.1942, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 834 SGD

2011 Average 870 SGD

Yearly Trough Low 685 SGD

Transaction Impact: A difference of 148.37 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1683

0.1365

JanuMarcMayJulySeptNove

NAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1594, compared to 0.1458 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0136 points.

H1 Avg (Jan–Jun) 0.1594

H2 Avg (Jul–Dec) 0.1458

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0096 SGD (High: 0.1608 / Low: 0.1512). On the other end, February was the most stable month, with a tight range of 0.0028 SGD (High: 0.1654 / Low: 0.1625).

May Spread (Volatile) ±0.0096

February Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0072 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.1656) against the same month in 2011 (average: 0.1833), the exchange rate shifted by -0.0177 (-9.67%).

2012 Avg (March) 0.1656

2011 Avg (March) 0.1833

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1613	0.1580	0.1597
February	0.1654	0.1625	0.1637
March	0.1667	0.1635	0.1656
April	0.1649	0.1572	0.1599
May	0.1608	0.1512	0.1549
June	0.1548	0.1505	0.1524
July	0.1557	0.1481	0.1528
August	0.1537	0.1477	0.1510
September	0.1510	0.1467	0.1488
October	0.1477	0.1394	0.1415
November	0.1412	0.1371	0.1391
December	0.1448	0.1378	0.1415