2014 NAD to SGD Historical Review

YEARLY HIGH

0.1214 SGD

YEARLY LOW

0.1118 SGD

YEARLY AVERAGE

0.1169 SGD

2014 NAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 0.1214. Conversely, the yearly low was recorded on December 16, dropping to 0.1118.

This high-to-low spread represents a total annual volatility of 0.0097 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1172 to the December average rate of 0.1145, the exchange rate registered a net change of -2.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1214 was down 15.77% compared to the 2013 peak of 0.1442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 607 SGD

2013 Average 650 SGD

Yearly Trough Low 559 SGD

Transaction Impact: A difference of 48.42 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1208

0.1139

JanuMarcMayJulySeptNove

NAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1178, compared to 0.1159 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.1178

H2 Avg (Jul–Dec) 0.1159

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0067 SGD (High: 0.1185 / Low: 0.1118). On the other end, August was the most stable month, with a tight range of 0.0017 SGD (High: 0.1180 / Low: 0.1163).

December Spread (Volatile) ±0.0067

August Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.1202) against the same month in 2013 (average: 0.1341), the exchange rate shifted by -0.0139 (-10.34%).

2014 Avg (May) 0.1202

2013 Avg (May) 0.1341

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1201	0.1139	0.1172
February	0.1180	0.1138	0.1154
March	0.1192	0.1170	0.1180
April	0.1199	0.1179	0.1189
May	0.1214	0.1188	0.1202
June	0.1189	0.1161	0.1173
July	0.1180	0.1157	0.1166
August	0.1180	0.1163	0.1171
September	0.1172	0.1131	0.1151
October	0.1172	0.1130	0.1150
November	0.1187	0.1145	0.1169
December	0.1185	0.1118	0.1145