2019 NAD to SGD Historical Review

YEARLY HIGH

0.1015 SGD

YEARLY LOW

0.0373 SGD

YEARLY AVERAGE

0.0944 SGD

2019 NAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.1015. Conversely, the yearly low was recorded on May 19, dropping to 0.0373.

This high-to-low spread represents a total annual volatility of 0.0642 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0977 to the December average rate of 0.0941, the exchange rate registered a net change of -3.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1015 was down 11.21% compared to the 2018 peak of 0.1143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 508 SGD

2018 Average 513 SGD

Yearly Trough Low 187 SGD

Transaction Impact: A difference of 320.98 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0989

0.0910

JanuMarcMayJulySeptNove

NAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0954, compared to 0.0933 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0954

H2 Avg (Jul–Dec) 0.0933

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0593 SGD (High: 0.0966 / Low: 0.0373). On the other end, July was the most stable month, with a tight range of 0.0027 SGD (High: 0.0984 / Low: 0.0957).

May Spread (Volatile) ±0.0593

July Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0054 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 0.0983) against the same month in 2018 (average: 0.1116), the exchange rate shifted by -0.0134 (-11.96%).

2019 Avg (February) 0.0983

2018 Avg (February) 0.1116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1009	0.0949	0.0977
February	0.1015	0.0961	0.0983
March	0.0976	0.0926	0.0943
April	0.0970	0.0925	0.0957
May	0.0966	0.0373	0.0933
June	0.0958	0.0907	0.0935
July	0.0984	0.0957	0.0971
August	0.0969	0.0899	0.0917
September	0.0940	0.0907	0.0929
October	0.0936	0.0905	0.0920
November	0.0936	0.0898	0.0920
December	0.0964	0.0917	0.0941