2020 NAD to XOF Historical Review

YEARLY HIGH

41.9559 XOF

YEARLY LOW

30.7747 XOF

YEARLY AVERAGE

35.1111 XOF

2020 NAD to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 41.9559. Conversely, the yearly low was recorded on October 5, dropping to 30.7747.

This high-to-low spread represents a total annual volatility of 11.1811 XOF. From a start-to-finish perspective, comparing the January average rate of 41.1538 to the December average rate of 36.2324, the exchange rate registered a net change of -11.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.9559 was down 2.52% compared to the 2019 peak of 43.0406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 209,779 XOF

2019 Average 202,591 XOF

Yearly Trough Low 153,874 XOF

Transaction Impact: A difference of 55,905.53 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

42.0715

31.0593

JanuMarcMayJulySeptNove

NAD to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.1020, compared to 34.1202 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9818 points.

H1 Avg (Jan–Jun) 36.1020

H2 Avg (Jul–Dec) 34.1202

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.4100 XOF (High: 38.5444 / Low: 33.1344). On the other end, July was the most stable month, with a tight range of 1.2348 XOF (High: 34.5883 / Low: 33.3535).

March Spread (Volatile) ±5.4100

July Spread (Stable) ±1.2348

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.4345 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.4345

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 41.1538) against the same month in 2019 (average: 41.3811), the exchange rate shifted by -0.2273 (-0.55%).

2020 Avg (January) 41.1538

2019 Avg (January) 41.3811

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.9559	40.0009	41.1538
February	40.7850	38.6248	40.1354
March	38.5444	33.1344	35.7009
April	33.6742	31.8911	32.5415
May	34.2399	31.8903	33.0259
June	34.9013	33.5655	34.0547
July	34.5883	33.3535	34.1900
August	33.6290	31.5095	31.9770
September	34.1154	31.7105	33.1348
October	34.5507	30.7747	33.5626
November	36.2747	34.5463	35.6245
December	36.9301	35.3907	36.2324