2021 NAD to XOF Historical Review

YEARLY HIGH

40.2710 XOF

YEARLY LOW

34.8249 XOF

YEARLY AVERAGE

37.5438 XOF

2021 NAD to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 40.2710. Conversely, the yearly low was recorded on January 11, dropping to 34.8249.

This high-to-low spread represents a total annual volatility of 5.4460 XOF. From a start-to-finish perspective, comparing the January average rate of 35.7548 to the December average rate of 36.4826, the exchange rate registered a net change of 2.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 40.2710 was down 4.02% compared to the 2020 peak of 41.9559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 201,355 XOF

2020 Average 175,488 XOF

Yearly Trough Low 174,125 XOF

Transaction Impact: A difference of 27,230.11 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

39.7520

35.3915

JanuMarcMayJulySeptNove

NAD to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.5189, compared to 37.5687 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0497 points.

H1 Avg (Jan–Jun) 37.5189

H2 Avg (Jul–Dec) 37.5687

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 3.6675 XOF (High: 39.3918 / Low: 35.7243). On the other end, April was the most stable month, with a tight range of 0.9075 XOF (High: 38.2679 / Low: 37.3604).

November Spread (Volatile) ±3.6675

April Spread (Stable) ±0.9075

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.2284 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2284

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 39.3886) against the same month in 2020 (average: 34.0547), the exchange rate shifted by +5.3339 (+15.66%).

2021 Avg (June) 39.3886

2020 Avg (June) 34.0547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.7971	34.8249	35.7548
February	37.3962	36.0687	36.8184
March	37.8401	35.5725	36.8077
April	38.2679	37.3604	37.8882
May	39.0719	37.6456	38.4558
June	40.2710	38.4652	39.3886
July	38.7216	37.1711	38.1602
August	39.0920	36.6181	37.9420
September	38.9134	36.9902	37.5961
October	39.1033	37.1358	38.0301
November	39.3918	35.7243	37.2010
December	37.2820	35.8420	36.4826