2026 NAD to XOF Historical Review

YEARLY HIGH

35.3864 XOF

YEARLY LOW

33.0532 XOF

YEARLY AVERAGE

34.4247 XOF

2026 NAD to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 35.3864. Conversely, the yearly low was recorded on March 31, dropping to 33.0532.

This high-to-low spread represents a total annual volatility of 2.3332 XOF. From a start-to-finish perspective, comparing the January average rate of 34.2655 to the December average rate of 34.4992, the exchange rate registered a net change of 0.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 35.3864 was up 2.47% compared to the 2025 peak of 34.5327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 176,932 XOF

2025 Average 162,512 XOF

Yearly Trough Low 165,266 XOF

Transaction Impact: A difference of 11,666.22 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

35.0597

33.7720

JanuMarcMayJuly

NAD to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.3244, compared to 34.7258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4014 points.

H1 Avg (Jan–Jun) 34.3244

H2 Avg (Jul–Dec) 34.7258

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 2.2013 XOF (High: 35.2545 / Low: 33.0532). On the other end, August was the most stable month, with a tight range of 0.0543 XOF (High: 34.5256 / Low: 34.4713).

March Spread (Volatile) ±2.2013

August Spread (Stable) ±0.0543

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7248 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 34.9524) against the same month in 2025 (average: 31.6461), the exchange rate shifted by +3.3062 (+10.45%).

2026 Avg (July) 34.9524

2025 Avg (July) 31.6461

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.7438	33.6976	34.2655
February	35.0299	34.3322	34.6550
March	35.2545	33.0532	33.9302
April	34.2717	33.2098	33.8793
May	34.6244	33.5705	34.3876
June	35.2892	34.3462	34.8289
July	35.3864	34.2609	34.9524
August	34.5256	34.4713	34.4992