2012 NGN to LRD Historical Review

YEARLY HIGH

0.4729 LRD

YEARLY LOW

0.4430 LRD

YEARLY AVERAGE

0.4642 LRD

2012 NGN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.4729. Conversely, the yearly low was recorded on January 2, dropping to 0.4430.

This high-to-low spread represents a total annual volatility of 0.0300 LRD. From a start-to-finish perspective, comparing the January average rate of 0.4506 to the December average rate of 0.4651, the exchange rate registered a net change of 3.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4729 was down 2.08% compared to the 2011 peak of 0.4830, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 472,920 LRD

2011 Average 462,446 LRD

Yearly Trough Low 442,959 LRD

Transaction Impact: A difference of 29,960.80 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4706

0.4487

JanuMarcMayJulySeptNove

NGN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4625, compared to 0.4659 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.4625

H2 Avg (Jul–Dec) 0.4659

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.0177 LRD (High: 0.4693 / Low: 0.4516). On the other end, April was the most stable month, with a tight range of 0.0071 LRD (High: 0.4716 / Low: 0.4646).

February Spread (Volatile) ±0.0177

April Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0094 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0094

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.4682) against the same month in 2011 (average: 0.4597), the exchange rate shifted by +0.0085 (+1.85%).

2012 Avg (September) 0.4682

2011 Avg (September) 0.4597

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4587	0.4430	0.4506
February	0.4693	0.4516	0.4620
March	0.4698	0.4624	0.4661
April	0.4716	0.4646	0.4684
May	0.4723	0.4627	0.4688
June	0.4663	0.4532	0.4594
July	0.4709	0.4561	0.4624
August	0.4712	0.4567	0.4664
September	0.4729	0.4649	0.4682
October	0.4727	0.4573	0.4651
November	0.4721	0.4595	0.4679
December	0.4702	0.4612	0.4651