2015 NGN to LRD Historical Review

YEARLY HIGH

0.5085 LRD

YEARLY LOW

0.4130 LRD

YEARLY AVERAGE

0.4344 LRD

2015 NGN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NGN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.5085. Conversely, the yearly low was recorded on February 12, dropping to 0.4130.

This high-to-low spread represents a total annual volatility of 0.0955 LRD. From a start-to-finish perspective, comparing the January average rate of 0.4921 to the December average rate of 0.4306, the exchange rate registered a net change of -12.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5085 was down 11.40% compared to the 2014 peak of 0.5739, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 508,524 LRD

2014 Average 534,828 LRD

Yearly Trough Low 412,997 LRD

Transaction Impact: A difference of 95,526.57 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4989

0.4171

JanuMarcMayJulySeptNove

NGN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4366, compared to 0.4322 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.4366

H2 Avg (Jul–Dec) 0.4322

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0702 LRD (High: 0.4832 / Low: 0.4130). On the other end, April was the most stable month, with a tight range of 0.0021 LRD (High: 0.4264 / Low: 0.4244).

February Spread (Volatile) ±0.0702

April Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0641 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.4921) against the same month in 2014 (average: 0.5229), the exchange rate shifted by -0.0308 (-5.90%).

2015 Avg (January) 0.4921

2014 Avg (January) 0.5229

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5085	0.4772	0.4921
February	0.4832	0.4130	0.4280
March	0.4255	0.4176	0.4239
April	0.4264	0.4244	0.4252
May	0.4270	0.4226	0.4251
June	0.4289	0.4217	0.4253
July	0.4301	0.4224	0.4280
August	0.4454	0.4248	0.4362
September	0.4452	0.4316	0.4402
October	0.4352	0.4205	0.4270
November	0.4335	0.4211	0.4312
December	0.4456	0.4248	0.4306