2026 NGN to LRD Historical Review

YEARLY HIGH

0.1385 LRD

YEARLY LOW

0.1231 LRD

YEARLY AVERAGE

0.1330 LRD

2026 NGN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 0.1385. Conversely, the yearly low was recorded on January 1, dropping to 0.1231.

This high-to-low spread represents a total annual volatility of 0.0153 LRD. From a start-to-finish perspective, comparing the January average rate of 0.1280 to the December average rate of 0.1325, the exchange rate registered a net change of 3.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1385 was up 3.75% compared to the 2025 peak of 0.1335, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 138,482 LRD

2025 Average 126,806 LRD

Yearly Trough Low 123,134 LRD

Transaction Impact: A difference of 15,347.81 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1375

0.1272

JanuMarcMayJuly

NGN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1333, compared to 0.1323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.1333

H2 Avg (Jul–Dec) 0.1323

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0105 LRD (High: 0.1336 / Low: 0.1231). On the other end, August was the most stable month, with a tight range of 0.0002 LRD (High: 0.1326 / Low: 0.1324).

January Spread (Volatile) ±0.0105

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0036 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.1366) against the same month in 2025 (average: 0.1298), the exchange rate shifted by +0.0068 (+5.22%).

2026 Avg (February) 0.1366

2025 Avg (February) 0.1298

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1336	0.1231	0.1280
February	0.1385	0.1320	0.1366
March	0.1353	0.1308	0.1330
April	0.1372	0.1329	0.1351
May	0.1336	0.1331	0.1334
June	0.1342	0.1316	0.1335
July	0.1335	0.1311	0.1321
August	0.1326	0.1324	0.1325