2020 NGN to PKR Historical Review

YEARLY HIGH

0.4550 PKR

YEARLY LOW

0.4059 PKR

YEARLY AVERAGE

0.4256 PKR

2020 NGN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NGN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.4550. Conversely, the yearly low was recorded on December 26, dropping to 0.4059.

This high-to-low spread represents a total annual volatility of 0.0490 PKR. From a start-to-finish perspective, comparing the January average rate of 0.4271 to the December average rate of 0.4176, the exchange rate registered a net change of -2.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4550 was down 12.30% compared to the 2019 peak of 0.5188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 454,968 PKR

2019 Average 417,439 PKR

Yearly Trough Low 405,929 PKR

Transaction Impact: A difference of 49,039.25 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4388

0.4097

JanuMarcMayJulySeptNove

NGN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4243, compared to 0.4269 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.4243

H2 Avg (Jul–Dec) 0.4269

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0447 PKR (High: 0.4550 / Low: 0.4102). On the other end, January was the most stable month, with a tight range of 0.0033 PKR (High: 0.4285 / Low: 0.4252).

April Spread (Volatile) ±0.0447

January Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0157 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0157

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.4279) against the same month in 2019 (average: 0.3931), the exchange rate shifted by +0.0348 (+8.85%).

2020 Avg (April) 0.4279

2019 Avg (April) 0.3931

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4285	0.4252	0.4271
February	0.4267	0.4216	0.4241
March	0.4391	0.4172	0.4271
April	0.4550	0.4102	0.4279
May	0.4208	0.4065	0.4121
June	0.4339	0.4211	0.4275
July	0.4346	0.4285	0.4314
August	0.4450	0.4296	0.4364
September	0.4359	0.4280	0.4327
October	0.4327	0.4216	0.4263
November	0.4219	0.4139	0.4172
December	0.4234	0.4059	0.4176