YEARLY HIGH
0.2086 PKR
YEARLY LOW
0.1937 PKR
YEARLY AVERAGE
0.2029 PKR

2026 NGN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 0.2086. Conversely, the yearly low was recorded on January 1, dropping to 0.1937.

This high-to-low spread represents a total annual volatility of 0.0149 PKR. From a start-to-finish perspective, comparing the January average rate of 0.1971 to the December average rate of 0.2034, the exchange rate registered a net change of 3.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2086 was up 5.96% compared to the 2025 peak of 0.1968, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 208,567 PKR
2025 Average 185,180 PKR
Yearly Trough Low 193,715 PKR
Transaction Impact: A difference of 14,851.70 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2067
0.1963
JanuMarcMayJuly

NGN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2029, compared to 0.2029 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.2029
H2 Avg (Jul–Dec) 0.2029

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0081 PKR (High: 0.2018 / Low: 0.1937). On the other end, May was the most stable month, with a tight range of 0.0005 PKR (High: 0.2031 / Low: 0.2026).

January Spread (Volatile) ±0.0081
May Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0032 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.2059) against the same month in 2025 (average: 0.1828), the exchange rate shifted by +0.0230 (+12.60%).

2026 Avg (February) 0.2059
2025 Avg (February) 0.1828

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2018 0.1937 0.1971
February 0.2086 0.2008 0.2059
March 0.2063 0.2001 0.2027
April 0.2080 0.2020 0.2049
May 0.2031 0.2026 0.2028
June 0.2049 0.2013 0.2038
July 0.2045 0.2012 0.2024
August 0.2038 0.2029 0.2034