2012 NGN to SAR Historical Review

YEARLY HIGH

0.0241 SAR

YEARLY LOW

0.0230 SAR

YEARLY AVERAGE

0.0236 SAR

2012 NGN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0241. Conversely, the yearly low was recorded on July 2, dropping to 0.0230.

This high-to-low spread represents a total annual volatility of 0.0011 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0232 to the December average rate of 0.0239, the exchange rate registered a net change of 2.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0241 was down 4.76% compared to the 2011 peak of 0.0253, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 24,053 SAR

2011 Average 24,065 SAR

Yearly Trough Low 22,979 SAR

Transaction Impact: A difference of 1,074.14 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0239

0.0230

JanuMarcMayJulySeptNove

NGN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0236, compared to 0.0237 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0236

H2 Avg (Jul–Dec) 0.0237

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0008 SAR (High: 0.0240 / Low: 0.0232). On the other end, April was the most stable month, with a tight range of 0.0001 SAR (High: 0.0239 / Low: 0.0238).

August Spread (Volatile) ±0.0008

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0239) against the same month in 2011 (average: 0.0231), the exchange rate shifted by +0.0008 (+3.34%).

2012 Avg (December) 0.0239

2011 Avg (December) 0.0231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0235	0.0230	0.0232
February	0.0240	0.0233	0.0237
March	0.0238	0.0237	0.0238
April	0.0239	0.0238	0.0238
May	0.0239	0.0234	0.0237
June	0.0233	0.0230	0.0231
July	0.0236	0.0230	0.0232
August	0.0240	0.0232	0.0236
September	0.0239	0.0237	0.0238
October	0.0240	0.0238	0.0239
November	0.0239	0.0237	0.0238
December	0.0241	0.0237	0.0239