2020 NGN to SAR Historical Review

YEARLY HIGH

0.0104 SAR

YEARLY LOW

0.0095 SAR

YEARLY AVERAGE

0.0099 SAR

2020 NGN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NGN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.0104. Conversely, the yearly low was recorded on December 26, dropping to 0.0095.

This high-to-low spread represents a total annual volatility of 0.0009 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0104 to the December average rate of 0.0098, the exchange rate registered a net change of -5.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0104 was down 15.17% compared to the 2019 peak of 0.0122, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 10,382 SAR

2019 Average 10,424 SAR

Yearly Trough Low 9,502 SAR

Transaction Impact: A difference of 879.94 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0104

0.0096

JanuMarcMayJulySeptNove

NGN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0100, compared to 0.0098 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0100

H2 Avg (Jul–Dec) 0.0098

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0007 SAR (High: 0.0103 / Low: 0.0096). On the other end, June was the most stable month, with a tight range of 0.0000 SAR (High: 0.0097 / Low: 0.0097).

March Spread (Volatile) ±0.0007

June Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0104) against the same month in 2019 (average: 0.0103), the exchange rate shifted by +0.0000 (+0.35%).

2020 Avg (January) 0.0104

2019 Avg (January) 0.0103

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0104	0.0102	0.0104
February	0.0104	0.0103	0.0103
March	0.0103	0.0096	0.0101
April	0.0103	0.0096	0.0098
May	0.0097	0.0096	0.0097
June	0.0097	0.0097	0.0097
July	0.0097	0.0096	0.0097
August	0.0099	0.0097	0.0097
September	0.0099	0.0097	0.0098
October	0.0099	0.0097	0.0098
November	0.0099	0.0098	0.0098
December	0.0099	0.0095	0.0098