2014 NGN to SAR Historical Review

YEARLY HIGH

0.0236 SAR

YEARLY LOW

0.0203 SAR

YEARLY AVERAGE

0.0227 SAR

2014 NGN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NGN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0236. Conversely, the yearly low was recorded on December 23, dropping to 0.0203.

This high-to-low spread represents a total annual volatility of 0.0034 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0234 to the December average rate of 0.0206, the exchange rate registered a net change of -11.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0236 was down 2.06% compared to the 2013 peak of 0.0241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 23,624 SAR

2013 Average 23,552 SAR

Yearly Trough Low 20,260 SAR

Transaction Impact: A difference of 3,363.92 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0237

0.0203

JanuMarcMayJulySeptNove

NGN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0231, compared to 0.0224 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0231

H2 Avg (Jul–Dec) 0.0224

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0016 SAR (High: 0.0227 / Low: 0.0210). On the other end, March was the most stable month, with a tight range of 0.0001 SAR (High: 0.0229 / Low: 0.0227).

November Spread (Volatile) ±0.0016

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0234) against the same month in 2013 (average: 0.0239), the exchange rate shifted by -0.0005 (-2.07%).

2014 Avg (January) 0.0234

2013 Avg (January) 0.0239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0236	0.0230	0.0234
February	0.0231	0.0227	0.0229
March	0.0229	0.0227	0.0228
April	0.0233	0.0228	0.0231
May	0.0236	0.0230	0.0232
June	0.0231	0.0229	0.0230
July	0.0232	0.0230	0.0231
August	0.0233	0.0230	0.0231
September	0.0231	0.0228	0.0230
October	0.0230	0.0226	0.0228
November	0.0227	0.0210	0.0219
December	0.0209	0.0203	0.0206