2014 NGN to SCR Historical Review

YEARLY HIGH

0.0858 SCR

YEARLY LOW

0.0727 SCR

YEARLY AVERAGE

0.0770 SCR

2014 NGN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NGN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 30, valuing the pair at 0.0858. Conversely, the yearly low was recorded on March 31, dropping to 0.0727.

This high-to-low spread represents a total annual volatility of 0.0131 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0754 to the December average rate of 0.0769, the exchange rate registered a net change of 1.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0858 was up 1.99% compared to the 2013 peak of 0.0842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 85,844 SCR

2013 Average 75,887 SCR

Yearly Trough Low 72,727 SCR

Transaction Impact: A difference of 13,117.45 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0837

0.0728

JanuMarcMayJulySeptNove

NGN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0747, compared to 0.0793 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0046 points.

H1 Avg (Jan–Jun) 0.0747

H2 Avg (Jul–Dec) 0.0793

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0063 SCR (High: 0.0858 / Low: 0.0795). On the other end, July was the most stable month, with a tight range of 0.0008 SCR (High: 0.0763 / Low: 0.0755).

November Spread (Volatile) ±0.0063

July Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0058 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.0828) against the same month in 2013 (average: 0.0754), the exchange rate shifted by +0.0074 (+9.78%).

2014 Avg (October) 0.0828

2013 Avg (October) 0.0754

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0760	0.0744	0.0754
February	0.0752	0.0730	0.0741
March	0.0744	0.0727	0.0737
April	0.0763	0.0732	0.0745
May	0.0771	0.0739	0.0754
June	0.0759	0.0741	0.0752
July	0.0763	0.0755	0.0758
August	0.0800	0.0757	0.0776
September	0.0805	0.0795	0.0802
October	0.0858	0.0796	0.0828
November	0.0858	0.0795	0.0827
December	0.0786	0.0728	0.0769