YEARLY HIGH
0.0105 SCR
YEARLY LOW
0.0085 SCR
YEARLY AVERAGE
0.0094 SCR

2025 NGN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 0.0105. Conversely, the yearly low was recorded on February 4, dropping to 0.0085.

This high-to-low spread represents a total annual volatility of 0.0020 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0093 to the December average rate of 0.0099, the exchange rate registered a net change of 6.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0105 was down 32.53% compared to the 2024 peak of 0.0156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 10,502 SCR
2024 Average 9,582 SCR
Yearly Trough Low 8,529 SCR
Transaction Impact: A difference of 1,972.91 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0100
0.0088
JanuMarcMayJulySeptNove

NGN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0092, compared to 0.0096 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0092
H2 Avg (Jul–Dec) 0.0096

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0015 SCR (High: 0.0100 / Low: 0.0085). On the other end, May was the most stable month, with a tight range of 0.0002 SCR (High: 0.0090 / Low: 0.0088).

February Spread (Volatile) ±0.0015
May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0099) against the same month in 2024 (average: 0.0090), the exchange rate shifted by +0.0009 (+10.27%).

2025 Avg (December) 0.0099
2024 Avg (December) 0.0090

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0097 0.0091 0.0093
February 0.0100 0.0085 0.0094
March 0.0097 0.0092 0.0094
April 0.0095 0.0088 0.0090
May 0.0090 0.0088 0.0089
June 0.0096 0.0090 0.0093
July 0.0096 0.0092 0.0093
August 0.0099 0.0092 0.0094
September 0.0102 0.0092 0.0097
October 0.0103 0.0093 0.0097
November 0.0105 0.0093 0.0096
December 0.0105 0.0093 0.0099