2015 NGN to SCR Historical Review

YEARLY HIGH

0.0788 SCR

YEARLY LOW

0.0610 SCR

YEARLY AVERAGE

0.0673 SCR

2015 NGN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NGN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.0788. Conversely, the yearly low was recorded on December 4, dropping to 0.0610.

This high-to-low spread represents a total annual volatility of 0.0178 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0749 to the December average rate of 0.0642, the exchange rate registered a net change of -14.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0788 was down 8.23% compared to the 2014 peak of 0.0858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 78,778 SCR

2014 Average 77,025 SCR

Yearly Trough Low 60,955 SCR

Transaction Impact: A difference of 17,823.79 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0759

0.0632

JanuMarcMayJulySeptNove

NGN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0694, compared to 0.0652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.0694

H2 Avg (Jul–Dec) 0.0652

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0068 SCR (High: 0.0788 / Low: 0.0720). On the other end, April was the most stable month, with a tight range of 0.0021 SCR (High: 0.0691 / Low: 0.0669).

January Spread (Volatile) ±0.0068

April Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0041 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0749) against the same month in 2014 (average: 0.0754), the exchange rate shifted by -0.0005 (-0.70%).

2015 Avg (January) 0.0749

2014 Avg (January) 0.0754

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0788	0.0720	0.0749
February	0.0745	0.0680	0.0707
March	0.0694	0.0672	0.0687
April	0.0691	0.0669	0.0682
May	0.0687	0.0661	0.0675
June	0.0674	0.0650	0.0665
July	0.0677	0.0644	0.0659
August	0.0670	0.0642	0.0658
September	0.0678	0.0640	0.0655
October	0.0677	0.0639	0.0654
November	0.0669	0.0627	0.0645
December	0.0669	0.0610	0.0642