2012 NOK to HRK Historical Review

YEARLY HIGH

1.0324 HRK

YEARLY LOW

0.9729 HRK

YEARLY AVERAGE

1.0062 HRK

2012 NOK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NOK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 1.0324. Conversely, the yearly low was recorded on January 2, dropping to 0.9729.

This high-to-low spread represents a total annual volatility of 0.0595 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9844 to the December average rate of 1.0230, the exchange rate registered a net change of 3.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0324 was up 3.98% compared to the 2011 peak of 0.9929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NOK based on timing:

Yearly Peak High 5,162 HRK

2011 Average 4,772 HRK

Yearly Trough Low 4,864 HRK

Transaction Impact: A difference of 297.64 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0315

0.9802

JanuMarcMayJulySeptNove

NOK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9960, compared to 1.0164 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0203 points.

H1 Avg (Jan–Jun) 0.9960

H2 Avg (Jul–Dec) 1.0164

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0370 HRK (High: 1.0210 / Low: 0.9840). On the other end, November was the most stable month, with a tight range of 0.0114 HRK (High: 1.0324 / Low: 1.0210).

March Spread (Volatile) ±0.0370

November Spread (Stable) ±0.0114

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0174 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 1.0272) against the same month in 2011 (average: 0.9622), the exchange rate shifted by +0.0650 (+6.76%).

2012 Avg (November) 1.0272

2011 Avg (November) 0.9622

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9919	0.9729	0.9844
February	1.0145	0.9912	1.0040
March	1.0210	0.9840	1.0011
April	0.9989	0.9821	0.9902
May	1.0075	0.9870	0.9958
June	1.0072	0.9939	1.0006
July	1.0223	0.9947	1.0065
August	1.0307	1.0146	1.0224
September	1.0245	0.9902	1.0050
October	1.0234	1.0056	1.0140
November	1.0324	1.0210	1.0272
December	1.0288	1.0165	1.0230