YEARLY HIGH
0.6666 HRK
YEARLY LOW
0.6216 HRK
YEARLY AVERAGE
0.6428 HRK

2025 NOK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NOK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 0.6666. Conversely, the yearly low was recorded on April 10, dropping to 0.6216.

This high-to-low spread represents a total annual volatility of 0.0450 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6417 to the December average rate of 0.6368, the exchange rate registered a net change of -0.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6666 was down 0.54% compared to the 2024 peak of 0.6703, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NOK based on timing:

Yearly Peak High 3,333 HRK
2024 Average 3,239 HRK
Yearly Trough Low 3,108 HRK
Transaction Impact: A difference of 225.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.6536
0.6332
JanuMarcMayJulySeptNove

NOK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6455, compared to 0.6400 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.6455
H2 Avg (Jul–Dec) 0.6400

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0450 HRK (High: 0.6666 / Low: 0.6216). On the other end, January was the most stable month, with a tight range of 0.0077 HRK (High: 0.6465 / Low: 0.6388).

April Spread (Volatile) ±0.0450
January Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0170 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.6349) against the same month in 2024 (average: 0.6444), the exchange rate shifted by -0.0095 (-1.47%).

2025 Avg (April) 0.6349
2024 Avg (April) 0.6444

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6465 0.6388 0.6417
February 0.6516 0.6414 0.6461
March 0.6651 0.6392 0.6519
April 0.6666 0.6216 0.6349
May 0.6560 0.6389 0.6487
June 0.6602 0.6341 0.6498
July 0.6399 0.6307 0.6354
August 0.6421 0.6290 0.6350
September 0.6518 0.6400 0.6457
October 0.6506 0.6391 0.6452
November 0.6471 0.6367 0.6418
December 0.6417 0.6288 0.6368