2014 NOK to HRK Historical Review

YEARLY HIGH

0.9404 HRK

YEARLY LOW

0.8251 HRK

YEARLY AVERAGE

0.9138 HRK

2014 NOK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NOK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 0.9404. Conversely, the yearly low was recorded on December 16, dropping to 0.8251.

This high-to-low spread represents a total annual volatility of 0.1153 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9104 to the December average rate of 0.8533, the exchange rate registered a net change of -6.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.9404 was down 9.25% compared to the 2013 peak of 1.0363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NOK based on timing:

Yearly Peak High 4,702 HRK

2013 Average 4,859 HRK

Yearly Trough Low 4,126 HRK

Transaction Impact: A difference of 576.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.9394

0.8455

JanuMarcMayJulySeptNove

NOK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9208, compared to 0.9069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 0.9208

H2 Avg (Jul–Dec) 0.9069

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0600 HRK (High: 0.8851 / Low: 0.8251). On the other end, March was the most stable month, with a tight range of 0.0113 HRK (High: 0.9286 / Low: 0.9173).

December Spread (Volatile) ±0.0600

March Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0483 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0483

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 0.9315) against the same month in 2013 (average: 0.9513), the exchange rate shifted by -0.0198 (-2.08%).

2014 Avg (September) 0.9315

2013 Avg (September) 0.9513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9161	0.9040	0.9104
February	0.9248	0.9001	0.9148
March	0.9286	0.9173	0.9228
April	0.9292	0.9147	0.9232
May	0.9357	0.9197	0.9310
June	0.9351	0.9029	0.9224
July	0.9139	0.8992	0.9076
August	0.9369	0.9079	0.9245
September	0.9404	0.9196	0.9315
October	0.9385	0.9062	0.9228
November	0.9108	0.8776	0.9016
December	0.8851	0.8251	0.8533