YEARLY HIGH
1.2897 BAM
YEARLY LOW
1.1383 BAM
YEARLY AVERAGE
1.2089 BAM

2013 NZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 1.2897. Conversely, the yearly low was recorded on August 27, dropping to 1.1383.

This high-to-low spread represents a total annual volatility of 0.1514 BAM. From a start-to-finish perspective, comparing the January average rate of 1.2323 to the December average rate of 1.1744, the exchange rate registered a net change of -4.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.2897 was down 0.97% compared to the 2012 peak of 1.3024, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,449 BAM
2012 Average 6,169 BAM
Yearly Trough Low 5,692 BAM
Transaction Impact: A difference of 757.08 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.2848
1.1519
JanuMarcMayJulySeptNove

NZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2338, compared to 1.1841 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0496 points.

H1 Avg (Jan–Jun) 1.2338
H2 Avg (Jul–Dec) 1.1841

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0728 BAM (High: 1.2744 / Low: 1.2016). On the other end, December was the most stable month, with a tight range of 0.0270 BAM (High: 1.1868 / Low: 1.1598).

May Spread (Volatile) ±0.0728
December Spread (Stable) ±0.0270

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0712 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0712

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 1.2737) against the same month in 2012 (average: 1.2175), the exchange rate shifted by +0.0562 (+4.61%).

2013 Avg (April) 1.2737
2012 Avg (April) 1.2175

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2559 1.2084 1.2323
February 1.2457 1.2114 1.2292
March 1.2796 1.2317 1.2513
April 1.2897 1.2606 1.2737
May 1.2744 1.2016 1.2436
June 1.2098 1.1459 1.1724
July 1.1989 1.1660 1.1798
August 1.1906 1.1383 1.1630
September 1.2168 1.1472 1.1932
October 1.2180 1.1737 1.1973
November 1.2139 1.1680 1.1971
December 1.1868 1.1598 1.1744