2018 NZD to BAM Historical Review

YEARLY HIGH

1.1956 BAM

YEARLY LOW

1.0807 BAM

YEARLY AVERAGE

1.1452 BAM

2018 NZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.1956. Conversely, the yearly low was recorded on September 16, dropping to 1.0807.

This high-to-low spread represents a total annual volatility of 0.1150 BAM. From a start-to-finish perspective, comparing the January average rate of 1.1640 to the December average rate of 1.1694, the exchange rate registered a net change of 0.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.1956 was down 10.63% compared to the 2017 peak of 1.3378, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,978 BAM

2017 Average 6,164 BAM

Yearly Trough Low 5,403 BAM

Transaction Impact: A difference of 574.80 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.1760

1.0972

JanuMarcMayJulySeptNove

NZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1557, compared to 1.1348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0209 points.

H1 Avg (Jan–Jun) 1.1557

H2 Avg (Jul–Dec) 1.1348

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0734 BAM (High: 1.1905 / Low: 1.1171). On the other end, February was the most stable month, with a tight range of 0.0271 BAM (High: 1.1686 / Low: 1.1415).

November Spread (Volatile) ±0.0734

February Spread (Stable) ±0.0271

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0283 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0283

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 1.1694) against the same month in 2017 (average: 1.1508), the exchange rate shifted by +0.0186 (+1.62%).

2018 Avg (December) 1.1694

2017 Avg (December) 1.1508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1801	1.1515	1.1640
February	1.1686	1.1415	1.1565
March	1.1655	1.1383	1.1504
April	1.1700	1.1285	1.1519
May	1.1737	1.1268	1.1492
June	1.1783	1.1362	1.1621
July	1.1445	1.1069	1.1338
August	1.1406	1.1098	1.1283
September	1.1182	1.0807	1.1038
October	1.1297	1.0822	1.1105
November	1.1905	1.1171	1.1626
December	1.1956	1.1441	1.1694