2026 NZD to BAM Historical Review

YEARLY HIGH

1.0058 BAM

YEARLY LOW

0.9593 BAM

YEARLY AVERAGE

0.9869 BAM

2026 NZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 1.0058. Conversely, the yearly low was recorded on January 1, dropping to 0.9593.

This high-to-low spread represents a total annual volatility of 0.0466 BAM. From a start-to-finish perspective, comparing the January average rate of 0.9737 to the December average rate of 0.9982, the exchange rate registered a net change of 2.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.0058 was down 6.85% compared to the 2025 peak of 1.0798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,029 BAM

2025 Average 5,042 BAM

Yearly Trough Low 4,796 BAM

Transaction Impact: A difference of 232.80 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0006

0.9712

JanuMarcMayJuly

NZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9846, compared to 0.9938 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.9846

H2 Avg (Jul–Dec) 0.9938

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0352 BAM (High: 0.9945 / Low: 0.9593). On the other end, August was the most stable month, with a tight range of 0.0035 BAM (High: 0.9998 / Low: 0.9964).

January Spread (Volatile) ±0.0352

August Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0177 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0177

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 0.9974) against the same month in 2025 (average: 1.0290), the exchange rate shifted by -0.0316 (-3.07%).

2026 Avg (May) 0.9974

2025 Avg (May) 1.0290

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9945	0.9593	0.9737
February	1.0019	0.9850	0.9932
March	1.0024	0.9701	0.9873
April	0.9861	0.9638	0.9765
May	1.0058	0.9847	0.9974
June	1.0024	0.9690	0.9797
July	1.0010	0.9729	0.9894
August	0.9998	0.9964	0.9982