2012 NZD to BGN Historical Review

YEARLY HIGH

1.3035 BGN

YEARLY LOW

1.1595 BGN

YEARLY AVERAGE

1.2338 BGN

2012 NZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 1.3035. Conversely, the yearly low was recorded on May 23, dropping to 1.1595.

This high-to-low spread represents a total annual volatility of 0.1440 BGN. From a start-to-finish perspective, comparing the January average rate of 1.2133 to the December average rate of 1.2380, the exchange rate registered a net change of 2.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.3035 was up 8.66% compared to the 2011 peak of 1.1996, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,517 BGN

2011 Average 5,565 BGN

Yearly Trough Low 5,797 BGN

Transaction Impact: A difference of 719.92 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2900

1.1725

JanuMarcMayJulySeptNove

NZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2140, compared to 1.2536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0397 points.

H1 Avg (Jan–Jun) 1.2140

H2 Avg (Jul–Dec) 1.2536

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0566 BGN (High: 1.2458 / Low: 1.1892). On the other end, September was the most stable month, with a tight range of 0.0267 BGN (High: 1.2622 / Low: 1.2355).

June Spread (Volatile) ±0.0566

September Spread (Stable) ±0.0267

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0353 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 1.2802) against the same month in 2011 (average: 1.1420), the exchange rate shifted by +0.1382 (+12.11%).

2012 Avg (August) 1.2802

2011 Avg (August) 1.1420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2295	1.1735	1.2133
February	1.2531	1.2181	1.2349
March	1.2325	1.2003	1.2169
April	1.2314	1.2025	1.2175
May	1.2095	1.1595	1.1822
June	1.2458	1.1892	1.2188
July	1.2911	1.2415	1.2725
August	1.3035	1.2474	1.2802
September	1.2622	1.2355	1.2466
October	1.2583	1.2212	1.2353
November	1.2650	1.2349	1.2493
December	1.2631	1.2101	1.2380