YEARLY HIGH
1.2456 BGN
YEARLY LOW
1.1175 BGN
YEARLY AVERAGE
1.1799 BGN

2022 NZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 1.2456. Conversely, the yearly low was recorded on October 1, dropping to 1.1175.

This high-to-low spread represents a total annual volatility of 0.1281 BGN. From a start-to-finish perspective, comparing the January average rate of 1.1645 to the December average rate of 1.1745, the exchange rate registered a net change of 0.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.2456 was up 2.57% compared to the 2021 peak of 1.2143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,228 BGN
2021 Average 5,847 BGN
Yearly Trough Low 5,587 BGN
Transaction Impact: A difference of 640.64 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.2305
1.1221
JanuMarcMayJulySeptNove

NZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1864, compared to 1.1734 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0129 points.

H1 Avg (Jan–Jun) 1.1864
H2 Avg (Jul–Dec) 1.1734

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0834 BGN (High: 1.2008 / Low: 1.1175). On the other end, January was the most stable month, with a tight range of 0.0342 BGN (High: 1.1808 / Low: 1.1466).

September Spread (Volatile) ±0.0834
January Spread (Stable) ±0.0342

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0405 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 1.2204) against the same month in 2021 (average: 1.1649), the exchange rate shifted by +0.0555 (+4.77%).

2022 Avg (April) 1.2204
2021 Avg (April) 1.1649

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1808 1.1466 1.1645
February 1.1794 1.1315 1.1505
March 1.2395 1.1889 1.2215
April 1.2456 1.1955 1.2204
May 1.2068 1.1676 1.1852
June 1.1942 1.1589 1.1760
July 1.2078 1.1670 1.1910
August 1.2306 1.1892 1.2091
September 1.2008 1.1175 1.1717
October 1.1522 1.1175 1.1311
November 1.1871 1.1506 1.1632
December 1.2005 1.1525 1.1745