YEARLY HIGH
1.3959 BGN
YEARLY LOW
1.0894 BGN
YEARLY AVERAGE
1.2341 BGN

2015 NZD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 1.3959. Conversely, the yearly low was recorded on September 13, dropping to 1.0894.

This high-to-low spread represents a total annual volatility of 0.3065 BGN. From a start-to-finish perspective, comparing the January average rate of 1.2838 to the December average rate of 1.2123, the exchange rate registered a net change of -5.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.3959 was up 10.02% compared to the 2014 peak of 1.2688, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,979 BGN
2014 Average 6,116 BGN
Yearly Trough Low 5,447 BGN
Transaction Impact: A difference of 1,532.55 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.4001
1.0760
JanuMarcMayJulySeptNove

NZD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2999, compared to 1.1683 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1316 points.

H1 Avg (Jan–Jun) 1.2999
H2 Avg (Jul–Dec) 1.1683

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0905 BGN (High: 1.1822 / Low: 1.0916). On the other end, July was the most stable month, with a tight range of 0.0279 BGN (High: 1.1952 / Low: 1.1673).

August Spread (Volatile) ±0.0905
July Spread (Stable) ±0.0279

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0800 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0800

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 1.3731) against the same month in 2014 (average: 1.2201), the exchange rate shifted by +0.1529 (+12.54%).

2015 Avg (April) 1.3731
2014 Avg (April) 1.2201

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3166 1.2509 1.2838
February 1.3210 1.2550 1.2840
March 1.3722 1.3129 1.3496
April 1.3959 1.3309 1.3731
May 1.3215 1.2627 1.2931
June 1.2702 1.1836 1.2157
July 1.1952 1.1673 1.1806
August 1.1822 1.0916 1.1512
September 1.1199 1.0894 1.1030
October 1.2070 1.1188 1.1661
November 1.2184 1.1850 1.1963
December 1.2305 1.1950 1.2123