2020 NZD to CAD Historical Review

YEARLY HIGH

0.9200 CAD

YEARLY LOW

0.8138 CAD

YEARLY AVERAGE

0.8713 CAD

2020 NZD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.9200. Conversely, the yearly low was recorded on March 22, dropping to 0.8138.

This high-to-low spread represents a total annual volatility of 0.1062 CAD. From a start-to-finish perspective, comparing the January average rate of 0.8647 to the December average rate of 0.9089, the exchange rate registered a net change of 5.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9200 was down 0.63% compared to the 2019 peak of 0.9258, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,600 CAD

2019 Average 4,373 CAD

Yearly Trough Low 4,069 CAD

Transaction Impact: A difference of 530.84 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9156

0.8351

JanuMarcMayJulySeptNove

NZD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8543, compared to 0.8883 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0340 points.

H1 Avg (Jan–Jun) 0.8543

H2 Avg (Jul–Dec) 0.8883

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0520 CAD (High: 0.8658 / Low: 0.8138). On the other end, July was the most stable month, with a tight range of 0.0175 CAD (High: 0.8982 / Low: 0.8806).

March Spread (Volatile) ±0.0520

July Spread (Stable) ±0.0175

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0158 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0158

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.9089) against the same month in 2019 (average: 0.8692), the exchange rate shifted by +0.0397 (+4.57%).

2020 Avg (December) 0.9089

2019 Avg (December) 0.8692

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8740	0.8556	0.8647
February	0.8624	0.8370	0.8489
March	0.8658	0.8138	0.8418
April	0.8538	0.8330	0.8446
May	0.8652	0.8365	0.8517
June	0.8803	0.8532	0.8739
July	0.8982	0.8806	0.8899
August	0.8902	0.8616	0.8745
September	0.8930	0.8742	0.8811
October	0.8850	0.8633	0.8769
November	0.9134	0.8768	0.8987
December	0.9200	0.8999	0.9089