YEARLY HIGH
0.8803 CAD
YEARLY LOW
0.7675 CAD
YEARLY AVERAGE
0.8268 CAD

2022 NZD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 0.8803. Conversely, the yearly low was recorded on October 10, dropping to 0.7675.

This high-to-low spread represents a total annual volatility of 0.1128 CAD. From a start-to-finish perspective, comparing the January average rate of 0.8511 to the December average rate of 0.8646, the exchange rate registered a net change of 1.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.8803 was down 5.48% compared to the 2021 peak of 0.9313, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,402 CAD
2021 Average 4,433 CAD
Yearly Trough Low 3,838 CAD
Transaction Impact: A difference of 563.98 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.8784
0.7706
JanuMarcMayJulySeptNove

NZD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8434, compared to 0.8103 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0331 points.

H1 Avg (Jan–Jun) 0.8434
H2 Avg (Jul–Dec) 0.8103

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0542 CAD (High: 0.8470 / Low: 0.7927). On the other end, July was the most stable month, with a tight range of 0.0138 CAD (High: 0.8078 / Low: 0.7941).

November Spread (Volatile) ±0.0542
July Spread (Stable) ±0.0138

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0299 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.8646) against the same month in 2021 (average: 0.8686), the exchange rate shifted by -0.0040 (-0.46%).

2022 Avg (December) 0.8646
2021 Avg (December) 0.8686

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8665 0.8356 0.8511
February 0.8623 0.8388 0.8495
March 0.8771 0.8577 0.8695
April 0.8684 0.8302 0.8528
May 0.8342 0.8110 0.8229
June 0.8247 0.8018 0.8145
July 0.8078 0.7941 0.8022
August 0.8246 0.7979 0.8086
September 0.8022 0.7727 0.7905
October 0.7926 0.7675 0.7796
November 0.8470 0.7927 0.8164
December 0.8803 0.8484 0.8646