2021 NZD to CAD Historical Review

YEARLY HIGH

0.9313 CAD

YEARLY LOW

0.8582 CAD

YEARLY AVERAGE

0.8868 CAD

2021 NZD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.9313. Conversely, the yearly low was recorded on December 7, dropping to 0.8582.

This high-to-low spread represents a total annual volatility of 0.0732 CAD. From a start-to-finish perspective, comparing the January average rate of 0.9145 to the December average rate of 0.8686, the exchange rate registered a net change of -5.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9313 was up 1.24% compared to the 2020 peak of 0.9200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,657 CAD

2020 Average 4,357 CAD

Yearly Trough Low 4,291 CAD

Transaction Impact: A difference of 365.76 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9251

0.8631

JanuMarcMayJulySeptNove

NZD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8943, compared to 0.8792 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0151 points.

H1 Avg (Jan–Jun) 0.8943

H2 Avg (Jul–Dec) 0.8792

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0449 CAD (High: 0.9215 / Low: 0.8766). On the other end, June was the most stable month, with a tight range of 0.0116 CAD (High: 0.8755 / Low: 0.8639).

March Spread (Volatile) ±0.0449

June Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0234 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0234

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.9200) against the same month in 2020 (average: 0.8489), the exchange rate shifted by +0.0710 (+8.37%).

2021 Avg (February) 0.9200

2020 Avg (February) 0.8489

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9252	0.9015	0.9145
February	0.9313	0.9135	0.9200
March	0.9215	0.8766	0.8966
April	0.9036	0.8805	0.8904
May	0.8856	0.8656	0.8762
June	0.8755	0.8639	0.8682
July	0.8834	0.8652	0.8742
August	0.8896	0.8695	0.8791
September	0.9029	0.8748	0.8943
October	0.8886	0.8639	0.8779
November	0.8912	0.8668	0.8813
December	0.8747	0.8582	0.8686