2014 NZD to GEL Historical Review

YEARLY HIGH

1.5585 GEL

YEARLY LOW

1.3519 GEL

YEARLY AVERAGE

1.4615 GEL

2014 NZD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 1.5585. Conversely, the yearly low was recorded on December 8, dropping to 1.3519.

This high-to-low spread represents a total annual volatility of 0.2067 GEL. From a start-to-finish perspective, comparing the January average rate of 1.4575 to the December average rate of 1.3834, the exchange rate registered a net change of -5.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.5585 was up 8.41% compared to the 2013 peak of 1.4376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,793 GEL

2013 Average 6,827 GEL

Yearly Trough Low 6,759 GEL

Transaction Impact: A difference of 1,033.25 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.5441

1.3669

JanuMarcMayJulySeptNove

NZD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4930, compared to 1.4299 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0631 points.

H1 Avg (Jan–Jun) 1.4930

H2 Avg (Jul–Dec) 1.4299

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0974 GEL (High: 1.4635 / Low: 1.3661). On the other end, April was the most stable month, with a tight range of 0.0289 GEL (High: 1.5294 / Low: 1.5005).

September Spread (Volatile) ±0.0974

April Spread (Stable) ±0.0289

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0590 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 1.5293) against the same month in 2013 (average: 1.3056), the exchange rate shifted by +0.2237 (+17.13%).

2014 Avg (July) 1.5293

2013 Avg (July) 1.3056

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4757	1.4308	1.4575
February	1.4698	1.4342	1.4523
March	1.5230	1.4665	1.4920
April	1.5294	1.5005	1.5143
May	1.5357	1.5025	1.5169
June	1.5520	1.4895	1.5254
July	1.5585	1.4821	1.5293
August	1.4873	1.4499	1.4704
September	1.4635	1.3661	1.4255
October	1.4015	1.3610	1.3817
November	1.4192	1.3529	1.3893
December	1.4258	1.3519	1.3834