2021 NZD to GEL Historical Review

YEARLY HIGH

2.5118 GEL

YEARLY LOW

2.0741 GEL

YEARLY AVERAGE

2.2771 GEL

2021 NZD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 2.5118. Conversely, the yearly low was recorded on December 20, dropping to 2.0741.

This high-to-low spread represents a total annual volatility of 0.4377 GEL. From a start-to-finish perspective, comparing the January average rate of 2.3733 to the December average rate of 2.1015, the exchange rate registered a net change of -11.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.5118 was up 6.15% compared to the 2020 peak of 2.3663, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 12,559 GEL

2020 Average 10,135 GEL

Yearly Trough Low 10,370 GEL

Transaction Impact: A difference of 2,188.49 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4807

2.0670

JanuMarcMayJulySeptNove

NZD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3795, compared to 2.1748 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2047 points.

H1 Avg (Jan–Jun) 2.3795

H2 Avg (Jul–Dec) 2.1748

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.1692 GEL (High: 2.3643 / Low: 2.1951). On the other end, December was the most stable month, with a tight range of 0.0552 GEL (High: 2.1292 / Low: 2.0741).

June Spread (Volatile) ±0.1692

December Spread (Stable) ±0.0552

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1986 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1986

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 2.4462) against the same month in 2020 (average: 1.9127), the exchange rate shifted by +0.5336 (+27.90%).

2021 Avg (April) 2.4462

2020 Avg (April) 1.9127

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4178	2.3263	2.3733
February	2.4748	2.3714	2.4013
March	2.4247	2.3276	2.3794
April	2.5118	2.3902	2.4462
May	2.5048	2.3609	2.4376
June	2.3643	2.1951	2.2390
July	2.2246	2.1321	2.1815
August	2.1945	2.1188	2.1631
September	2.2197	2.1370	2.1936
October	2.2662	2.1579	2.2109
November	2.2719	2.1123	2.1980
December	2.1292	2.0741	2.1015