2020 NZD to GEL Historical Review

YEARLY HIGH

2.3663 GEL

YEARLY LOW

1.6858 GEL

YEARLY AVERAGE

2.0262 GEL

2020 NZD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.3663. Conversely, the yearly low was recorded on March 16, dropping to 1.6858.

This high-to-low spread represents a total annual volatility of 0.6804 GEL. From a start-to-finish perspective, comparing the January average rate of 1.9027 to the December average rate of 2.3376, the exchange rate registered a net change of 22.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3663 was up 21.02% compared to the 2019 peak of 1.9553, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 11,831 GEL

2019 Average 9,274 GEL

Yearly Trough Low 8,429 GEL

Transaction Impact: A difference of 3,402.23 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3897

1.7652

JanuMarcMayJulySeptNove

NZD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8953, compared to 2.1572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2620 points.

H1 Avg (Jan–Jun) 1.8953

H2 Avg (Jul–Dec) 2.1572

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3638 GEL (High: 2.0496 / Low: 1.6858). On the other end, December was the most stable month, with a tight range of 0.0571 GEL (High: 2.3663 / Low: 2.3092).

March Spread (Volatile) ±0.3638

December Spread (Stable) ±0.0571

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0855 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0855

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.3376) against the same month in 2019 (average: 1.9085), the exchange rate shifted by +0.4292 (+22.49%).

2020 Avg (December) 2.3376

2019 Avg (December) 1.9085

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9264	1.8680	1.9027
February	1.8680	1.7434	1.8173
March	2.0496	1.6858	1.8196
April	1.9709	1.8496	1.9127
May	1.9829	1.9019	1.9498
June	2.0504	1.9194	1.9694
July	2.0722	1.9921	2.0242
August	2.0834	2.0198	2.0417
September	2.2184	2.0430	2.1189
October	2.1782	2.1151	2.1409
November	2.3409	2.1376	2.2801
December	2.3663	2.3092	2.3376