YEARLY HIGH
16.7856 HNL
YEARLY LOW
14.3046 HNL
YEARLY AVERAGE
15.6541 HNL

2012 NZD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 16.7856. Conversely, the yearly low was recorded on May 23, dropping to 14.3046.

This high-to-low spread represents a total annual volatility of 2.4809 HNL. From a start-to-finish perspective, comparing the January average rate of 15.2300 to the December average rate of 16.4670, the exchange rate registered a net change of 8.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 16.7856 was up 1.47% compared to the 2011 peak of 16.5428, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 83,928 HNL
2011 Average 74,872 HNL
Yearly Trough Low 71,523 HNL
Transaction Impact: A difference of 12,404.72 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

16.6379
14.5865
JanuMarcMayJulySeptNove

NZD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.3295, compared to 15.9787 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6492 points.

H1 Avg (Jan–Jun) 15.3295
H2 Avg (Jul–Dec) 15.9787

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.2539 HNL (High: 15.5585 / Low: 14.3046). On the other end, February was the most stable month, with a tight range of 0.2537 HNL (High: 16.0059 / Low: 15.7522).

May Spread (Volatile) ±1.2539
February Spread (Stable) ±0.2537

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8417 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.8417

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 16.4670) against the same month in 2011 (average: 14.6128), the exchange rate shifted by +1.8542 (+12.69%).

2012 Avg (December) 16.4670
2011 Avg (December) 14.6128

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.7557 14.7110 15.2300
February 16.0059 15.7522 15.8962
March 15.9378 15.4051 15.6454
April 15.7526 15.4687 15.5991
May 15.5585 14.3046 14.7574
June 15.2664 14.3350 14.8491
July 15.6946 15.0118 15.2446
August 15.9698 15.5552 15.7735
September 16.3470 15.5138 16.0585
October 16.2949 16.0067 16.1300
November 16.3659 16.0165 16.1989
December 16.7856 16.2293 16.4670