2016 NZD to HNL Historical Review

YEARLY HIGH

17.0498 HNL

YEARLY LOW

14.3534 HNL

YEARLY AVERAGE

15.8729 HNL

2016 NZD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 17.0498. Conversely, the yearly low was recorded on January 19, dropping to 14.3534.

This high-to-low spread represents a total annual volatility of 2.6964 HNL. From a start-to-finish perspective, comparing the January average rate of 14.6819 to the December average rate of 16.3866, the exchange rate registered a net change of 11.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 17.0498 was up 0.43% compared to the 2015 peak of 16.9765, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 85,249 HNL

2015 Average 75,898 HNL

Yearly Trough Low 71,767 HNL

Transaction Impact: A difference of 13,482.09 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

16.8896

14.4812

JanuMarcMayJulySeptNove

NZD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.3004, compared to 16.4455 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1451 points.

H1 Avg (Jan–Jun) 15.3004

H2 Avg (Jul–Dec) 16.4455

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 1.0494 HNL (High: 16.4676 / Low: 15.4182). On the other end, August was the most stable month, with a tight range of 0.4387 HNL (High: 16.7496 / Low: 16.3109).

June Spread (Volatile) ±1.0494

August Spread (Stable) ±0.4387

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3214 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 16.6889) against the same month in 2015 (average: 13.8597), the exchange rate shifted by +2.8292 (+20.41%).

2016 Avg (September) 16.6889

2015 Avg (September) 13.8597

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.2691	14.3534	14.6819
February	15.1961	14.6808	14.9789
March	15.6294	14.9228	15.2534
April	15.8821	15.3050	15.5490
May	15.8772	15.1266	15.3493
June	16.4676	15.4182	15.9896
July	16.6211	15.8912	16.2627
August	16.7496	16.3109	16.5143
September	17.0498	16.4708	16.6889
October	16.7052	16.1459	16.3675
November	16.8250	16.1403	16.4529
December	16.7768	16.0887	16.3866