YEARLY HIGH
14534.6498 KMF
YEARLY LOW
257.9474 KMF
YEARLY AVERAGE
318.9573 KMF

2020 NZD to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 14534.6498. Conversely, the yearly low was recorded on March 22, dropping to 257.9474.

This high-to-low spread represents a total annual volatility of 14276.7024 KMF. From a start-to-finish perspective, comparing the January average rate of 293.2445 to the December average rate of 746.6934, the exchange rate registered a net change of 154.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14534.6498 was down 2.79% compared to the 2019 peak of 14951.2943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 72,673,249 KMF
2019 Average 1,649,895 KMF
Yearly Trough Low 1,289,737 KMF
Transaction Impact: A difference of 71,383,511.85 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

794.3867
222.0681
JanuMarcMayJulySeptNove

NZD to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 280.0507, compared to 357.8638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 77.8131 points.

H1 Avg (Jan–Jun) 280.0507
H2 Avg (Jul–Dec) 357.8638

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 14249.3067 KMF (High: 14534.6498 / Low: 285.3431). On the other end, October was the most stable month, with a tight range of 5.2388 KMF (High: 280.3764 / Low: 275.1377).

December Spread (Volatile) ±14249.3067
October Spread (Stable) ±5.2388

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 18.5321 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -18.5321

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 746.6934) against the same month in 2019 (average: 292.7230), the exchange rate shifted by +453.9705 (+155.09%).

2020 Avg (December) 746.6934
2019 Avg (December) 292.7230

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 295.5904 287.7189 293.2445
February 292.5827 279.7265 288.2934
March 279.8701 257.9474 269.7613
April 278.0478 265.6802 272.4106
May 278.6572 269.7041 274.7601
June 286.3717 277.7448 281.8343
July 286.7215 277.3352 283.4365
August 279.1960 269.5254 274.6018
September 281.7127 274.5568 278.6605
October 280.3764 275.1377 277.9337
November 289.9437 278.1872 285.8569
December 14534.6498 285.3431 746.6934