2026 NZD to KMF Historical Review

YEARLY HIGH

253.3078 KMF

YEARLY LOW

241.8171 KMF

YEARLY AVERAGE

248.6678 KMF

2026 NZD to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 253.3078. Conversely, the yearly low was recorded on January 1, dropping to 241.8171.

This high-to-low spread represents a total annual volatility of 11.4907 KMF. From a start-to-finish perspective, comparing the January average rate of 245.3704 to the December average rate of 251.2663, the exchange rate registered a net change of 2.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 253.3078 was down 6.96% compared to the 2025 peak of 272.2707, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 1,266,539 KMF

2025 Average 1,270,710 KMF

Yearly Trough Low 1,209,086 KMF

Transaction Impact: A difference of 57,453.46 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

251.8559

244.7808

JanuMarcMayJuly

NZD to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 248.1326, compared to 250.2732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1406 points.

H1 Avg (Jan–Jun) 248.1326

H2 Avg (Jul–Dec) 250.2732

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 8.4997 KMF (High: 250.3168 / Low: 241.8171). On the other end, August was the most stable month, with a tight range of 0.6315 KMF (High: 251.6396 / Low: 251.0081).

January Spread (Volatile) ±8.4997

August Spread (Stable) ±0.6315

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 4.1378 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.1378

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 249.2802) against the same month in 2025 (average: 253.0531), the exchange rate shifted by -3.7730 (-1.49%).

2026 Avg (July) 249.2802

2025 Avg (July) 253.0531

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	250.3168	241.8171	245.3704
February	252.7410	248.7827	250.5299
March	251.8124	244.6671	248.7900
April	248.6000	243.0192	246.0077
May	252.9308	248.0004	251.1177
June	251.8012	243.6402	246.9799
July	253.3078	245.1699	249.2802
August	251.6396	251.0081	251.2663