YEARLY HIGH
272.2707 KMF
YEARLY LOW
236.8870 KMF
YEARLY AVERAGE
254.2287 KMF

2025 NZD to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 20, valuing the pair at 272.2707. Conversely, the yearly low was recorded on November 8, dropping to 236.8870.

This high-to-low spread represents a total annual volatility of 35.3837 KMF. From a start-to-finish perspective, comparing the January average rate of 267.7974 to the December average rate of 243.3656, the exchange rate registered a net change of -9.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 272.2707 was down 3.58% compared to the 2024 peak of 282.3869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 1,361,353 KMF
2024 Average 1,376,356 KMF
Yearly Trough Low 1,184,435 KMF
Transaction Impact: A difference of 176,918.65 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

271.6606
237.8215
JanuMarcMayJulySeptNove

NZD to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 262.2551, compared to 246.2023 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.0528 points.

H1 Avg (Jan–Jun) 262.2551
H2 Avg (Jul–Dec) 246.2023

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 20.7197 KMF (High: 269.3813 / Low: 248.6616). On the other end, December was the most stable month, with a tight range of 3.8154 KMF (High: 245.4414 / Low: 241.6260).

April Spread (Volatile) ±20.7197
December Spread (Stable) ±3.8154

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.2974 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -7.2974

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 267.7974) against the same month in 2024 (average: 278.6684), the exchange rate shifted by -10.8710 (-3.90%).

2025 Avg (January) 267.7974
2024 Avg (January) 278.6684

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 272.2707 265.8438 267.7974
February 270.6437 264.7085 268.8407
March 266.8381 257.6549 261.5433
April 269.3813 248.6616 259.5641
May 261.7457 253.6133 258.0861
June 260.8657 254.5723 257.6992
July 255.5672 251.5904 253.0531
August 253.0476 243.8842 249.6442
September 250.7381 242.0390 246.8443
October 245.8788 241.7120 243.6654
November 243.7838 236.8870 240.6414
December 245.4414 241.6260 243.3656