2012 NZD to LTL Historical Review

YEARLY HIGH

2.2944 LTL

YEARLY LOW

2.0482 LTL

YEARLY AVERAGE

2.1764 LTL

2012 NZD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 2.2944. Conversely, the yearly low was recorded on May 23, dropping to 2.0482.

This high-to-low spread represents a total annual volatility of 0.2462 LTL. From a start-to-finish perspective, comparing the January average rate of 2.1399 to the December average rate of 2.1846, the exchange rate registered a net change of 2.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.2944 was up 8.34% compared to the 2011 peak of 2.1178, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 11,472 LTL

2011 Average 9,824 LTL

Yearly Trough Low 10,241 LTL

Transaction Impact: A difference of 1,230.93 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.2756

2.0695

JanuMarcMayJulySeptNove

NZD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1409, compared to 2.2119 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0710 points.

H1 Avg (Jan–Jun) 2.1409

H2 Avg (Jul–Dec) 2.2119

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1011 LTL (High: 2.1685 / Low: 2.0673). On the other end, September was the most stable month, with a tight range of 0.0490 LTL (High: 2.2287 / Low: 2.1797).

January Spread (Volatile) ±0.1011

September Spread (Stable) ±0.0490

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0608 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0608

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 2.2584) against the same month in 2011 (average: 2.0160), the exchange rate shifted by +0.2424 (+12.02%).

2012 Avg (August) 2.2584

2011 Avg (August) 2.0160

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1685	2.0673	2.1399
February	2.2066	2.1492	2.1777
March	2.1736	2.1171	2.1458
April	2.1771	2.1191	2.1475
May	2.1306	2.0482	2.0867
June	2.1928	2.0969	2.1479
July	2.2786	2.1894	2.2452
August	2.2944	2.2027	2.2584
September	2.2287	2.1797	2.1985
October	2.2201	2.1553	2.1799
November	2.2323	2.1801	2.2048
December	2.2294	2.1359	2.1846