2015 NZD to LTL Historical Review

YEARLY HIGH

2.3082 LTL

YEARLY LOW

1.9073 LTL

YEARLY AVERAGE

2.1144 LTL

2015 NZD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 2.3082. Conversely, the yearly low was recorded on September 7, dropping to 1.9073.

This high-to-low spread represents a total annual volatility of 0.4010 LTL. From a start-to-finish perspective, comparing the January average rate of 2.2449 to the December average rate of 2.0989, the exchange rate registered a net change of -6.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.3082 was up 3.21% compared to the 2014 peak of 2.2366, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 11,541 LTL

2014 Average 10,791 LTL

Yearly Trough Low 9,536 LTL

Transaction Impact: A difference of 2,004.93 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2770

1.8915

JanuMarcMayJulySeptNove

NZD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1992, compared to 2.0296 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1696 points.

H1 Avg (Jan–Jun) 2.1992

H2 Avg (Jul–Dec) 2.0296

Volatility Range Comparison

Volatility

The most volatile month in 2015 was May, with a trading range of 0.1823 LTL (High: 2.2629 / Low: 2.0806). On the other end, September was the most stable month, with a tight range of 0.0345 LTL (High: 1.9418 / Low: 1.9073).

May Spread (Volatile) ±0.1823

September Spread (Stable) ±0.0345

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0866 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0866

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.2449) against the same month in 2014 (average: 2.0957), the exchange rate shifted by +0.1491 (+7.12%).

2015 Avg (January) 2.2449

2014 Avg (January) 2.0957

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3082	2.1641	2.2449
February	2.2635	2.1640	2.2183
March	2.2629	2.1354	2.1966
April	2.2685	2.1860	2.2270
May	2.2629	2.0806	2.1883
June	2.1922	2.0751	2.1199
July	2.0850	2.0227	2.0541
August	2.0545	1.9319	2.0102
September	1.9418	1.9073	1.9236
October	2.0984	1.9460	2.0358
November	2.0932	2.0324	2.0550
December	2.1296	2.0608	2.0989