2016 NZD to LTL Historical Review

YEARLY HIGH

2.3445 LTL

YEARLY LOW

1.9884 LTL

YEARLY AVERAGE

2.1519 LTL

2016 NZD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 2.3445. Conversely, the yearly low was recorded on January 19, dropping to 1.9884.

This high-to-low spread represents a total annual volatility of 0.3561 LTL. From a start-to-finish perspective, comparing the January average rate of 2.0360 to the December average rate of 2.3018, the exchange rate registered a net change of 13.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.3445 was up 1.57% compared to the 2015 peak of 2.3082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 11,723 LTL

2015 Average 10,569 LTL

Yearly Trough Low 9,942 LTL

Transaction Impact: A difference of 1,780.40 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.3284

2.0093

JanuMarcMayJulySeptNove

NZD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0707, compared to 2.2331 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1624 points.

H1 Avg (Jan–Jun) 2.0707

H2 Avg (Jul–Dec) 2.2331

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.1438 LTL (High: 2.1323 / Low: 1.9884). On the other end, August was the most stable month, with a tight range of 0.0456 LTL (High: 2.2394 / Low: 2.1937).

January Spread (Volatile) ±0.1438

August Spread (Stable) ±0.0456

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0257 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.3018) against the same month in 2015 (average: 2.0989), the exchange rate shifted by +0.2029 (+9.67%).

2016 Avg (December) 2.3018

2015 Avg (December) 2.0989

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1323	1.9884	2.0360
February	2.0788	2.0005	2.0359
March	2.1144	2.0332	2.0676
April	2.1311	2.0471	2.0834
May	2.1141	2.0387	2.0576
June	2.2060	2.0716	2.1436
July	2.2545	2.1526	2.2021
August	2.2394	2.1937	2.2065
September	2.2641	2.2007	2.2217
October	2.2395	2.1507	2.2038
November	2.3167	2.2086	2.2626
December	2.3445	2.2706	2.3018