YEARLY HIGH
38.6668 PHP
YEARLY LOW
34.8003 PHP
YEARLY AVERAGE
36.4448 PHP

2018 NZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 38.6668. Conversely, the yearly low was recorded on October 26, dropping to 34.8003.

This high-to-low spread represents a total annual volatility of 3.8666 PHP. From a start-to-finish perspective, comparing the January average rate of 36.6510 to the December average rate of 35.9257, the exchange rate registered a net change of -1.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 38.6668 was up 1.51% compared to the 2017 peak of 38.0928, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 193,334 PHP
2017 Average 179,095 PHP
Yearly Trough Low 174,001 PHP
Transaction Impact: A difference of 19,332.76 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

38.1644
34.9087
JanuMarcMayJulySeptNove

NZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.1920, compared to 35.6977 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4943 points.

H1 Avg (Jan–Jun) 37.1920
H2 Avg (Jul–Dec) 35.6977

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 2.5919 PHP (High: 37.8816 / Low: 35.2897). On the other end, March was the most stable month, with a tight range of 0.7313 PHP (High: 38.1595 / Low: 37.4282).

January Spread (Volatile) ±2.5919
March Spread (Stable) ±0.7313

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.3353 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.3353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 37.8931) against the same month in 2017 (average: 36.0882), the exchange rate shifted by +1.8048 (+5.00%).

2018 Avg (February) 37.8931
2017 Avg (February) 36.0882

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 37.8816 35.2897 36.6510
February 38.6668 37.0589 37.8931
March 38.1595 37.4282 37.7933
April 38.4077 36.3408 37.6614
May 36.8576 35.9692 36.3261
June 37.3782 36.0889 36.8271
July 36.6364 35.8809 36.2375
August 35.9997 34.9876 35.4921
September 36.2601 35.1046 35.6008
October 35.7596 34.8003 35.1800
November 36.1663 35.3075 35.7500
December 36.6035 35.2281 35.9257