2026 NZD to PHP Historical Review

YEARLY HIGH

36.8650 PHP

YEARLY LOW

33.8445 PHP

YEARLY AVERAGE

35.2550 PHP

2026 NZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 36.8650. Conversely, the yearly low was recorded on January 4, dropping to 33.8445.

This high-to-low spread represents a total annual volatility of 3.0205 PHP. From a start-to-finish perspective, comparing the January average rate of 34.5329 to the December average rate of 35.5648, the exchange rate registered a net change of 2.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 36.8650 was up 6.99% compared to the 2025 peak of 34.4559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 184,325 PHP

2025 Average 167,230 PHP

Yearly Trough Low 169,223 PHP

Transaction Impact: A difference of 15,102.48 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

36.7140

34.3346

JanuMarcMayJuly

NZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.2034, compared to 35.5648 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3613 points.

H1 Avg (Jan–Jun) 35.2034

H2 Avg (Jul–Dec) 35.5648

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 2.2875 PHP (High: 36.8650 / Low: 34.5776). On the other end, May was the most stable month, with a tight range of 0.6857 PHP (High: 36.8241 / Low: 36.1384).

June Spread (Volatile) ±2.2875

May Spread (Stable) ±0.6857

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.1858 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.1858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 35.3299) against the same month in 2025 (average: 33.9610), the exchange rate shifted by +1.3689 (+4.03%).

2026 Avg (June) 35.3299

2025 Avg (June) 33.9610

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.7947	33.8445	34.5329
February	35.6615	34.3776	34.9489
March	35.0997	34.3861	34.7789
April	36.1201	34.2430	35.1142
May	36.8241	36.1384	36.5157
June	36.8650	34.5776	35.3299
July	36.0906	34.9564	35.5648