2020 NZD to PHP Historical Review

YEARLY HIGH

34.6493 PHP

YEARLY LOW

28.8187 PHP

YEARLY AVERAGE

32.2417 PHP

2020 NZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 34.6493. Conversely, the yearly low was recorded on March 22, dropping to 28.8187.

This high-to-low spread represents a total annual volatility of 5.8306 PHP. From a start-to-finish perspective, comparing the January average rate of 33.6111 to the December average rate of 34.1209, the exchange rate registered a net change of 1.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 34.6493 was down 5.37% compared to the 2019 peak of 36.6161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 173,247 PHP

2019 Average 170,637 PHP

Yearly Trough Low 144,093 PHP

Transaction Impact: A difference of 29,153.12 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

34.4888

30.0742

JanuMarcMayJulySeptNove

NZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.7207, compared to 32.7627 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0421 points.

H1 Avg (Jan–Jun) 31.7207

H2 Avg (Jul–Dec) 32.7627

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.2964 PHP (High: 32.1151 / Low: 28.8187). On the other end, October was the most stable month, with a tight range of 0.5634 PHP (High: 32.4262 / Low: 31.8628).

March Spread (Volatile) ±3.2964

October Spread (Stable) ±0.5634

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6935 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.6935

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 34.1209) against the same month in 2019 (average: 33.5087), the exchange rate shifted by +0.6122 (+1.83%).

2020 Avg (December) 34.1209

2019 Avg (December) 33.5087

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.1074	32.9696	33.6111
February	32.9696	31.8462	32.4703
March	32.1151	28.8187	30.7768
April	30.8822	29.6973	30.4420
May	31.3542	30.0466	30.7563
June	32.7424	31.6198	32.2674
July	32.9076	32.2788	32.5463
August	32.7996	31.6501	32.2152
September	32.9006	31.7204	32.3464
October	32.4262	31.8628	32.1973
November	33.8292	32.0460	33.1503
December	34.6493	33.7701	34.1209