YEARLY HIGH
151.3068 PKR
YEARLY LOW
115.4728 PKR
YEARLY AVERAGE
129.4604 PKR

2022 NZD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 151.3068. Conversely, the yearly low was recorded on February 6, dropping to 115.4728.

This high-to-low spread represents a total annual volatility of 35.8339 PKR. From a start-to-finish perspective, comparing the January average rate of 118.9947 to the December average rate of 143.1242, the exchange rate registered a net change of 20.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 151.3068 was up 20.55% compared to the 2021 peak of 125.5090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 756,534 PKR
2021 Average 575,830 PKR
Yearly Trough Low 577,364 PKR
Transaction Impact: A difference of 179,169.72 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

145.7128
114.6497
JanuMarcMayJulySeptNove

NZD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 123.1966, compared to 135.7241 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.5276 points.

H1 Avg (Jan–Jun) 123.1966
H2 Avg (Jul–Dec) 135.7241

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 23.6312 PKR (High: 150.5394 / Low: 126.9083). On the other end, December was the most stable month, with a tight range of 3.9130 PKR (High: 145.1370 / Low: 141.2240).

July Spread (Volatile) ±23.6312
December Spread (Stable) ±3.9130

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 11.0631 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -11.0631

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 138.1089) against the same month in 2021 (average: 114.9302), the exchange rate shifted by +23.1787 (+20.17%).

2022 Avg (August) 138.1089
2021 Avg (August) 114.9302

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 121.9586 115.6534 118.9947
February 120.0627 115.4728 117.2383
March 127.2244 120.1790 123.7554
April 128.5734 119.8722 124.7295
May 131.2705 118.6772 124.3639
June 133.8117 127.2894 130.0976
July 150.5394 126.9083 135.2401
August 151.3068 132.6254 138.1089
September 142.0726 127.6903 136.8371
October 130.4809 121.2037 125.7739
November 141.6890 127.7840 135.2607
December 145.1370 141.2240 143.1242