YEARLY HIGH
173.2069 PKR
YEARLY LOW
154.8600 PKR
YEARLY AVERAGE
163.8722 PKR

2025 NZD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 173.2069. Conversely, the yearly low was recorded on January 10, dropping to 154.8600.

This high-to-low spread represents a total annual volatility of 18.3469 PKR. From a start-to-finish perspective, comparing the January average rate of 156.8254 to the December average rate of 162.3922, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 173.2069 was down 1.87% compared to the 2024 peak of 176.5102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 866,034 PKR
2024 Average 842,247 PKR
Yearly Trough Low 774,300 PKR
Transaction Impact: A difference of 91,734.45 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

171.9460
155.4507
JanuMarcMayJulySeptNove

NZD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 162.9397, compared to 164.8047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8650 points.

H1 Avg (Jan–Jun) 162.9397
H2 Avg (Jul–Dec) 164.8047

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 13.3618 PKR (High: 168.3101 / Low: 154.9483). On the other end, December was the most stable month, with a tight range of 2.4293 PKR (High: 163.6468 / Low: 161.2174).

April Spread (Volatile) ±13.3618
December Spread (Stable) ±2.4293

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.6958 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -3.6958

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 170.5686) against the same month in 2024 (average: 167.9026), the exchange rate shifted by +2.6661 (+1.59%).

2025 Avg (July) 170.5686
2024 Avg (July) 167.9026

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 158.8839 154.8600 156.8254
February 161.1018 156.4921 158.8147
March 167.0517 156.4921 160.3422
April 168.3101 154.9483 163.7815
May 169.5398 164.6661 167.3030
June 172.8423 168.3129 170.5714
July 173.2069 166.9287 170.5686
August 169.8084 164.5496 167.1276
September 169.1079 162.2974 166.3389
October 164.9511 160.5343 162.6432
November 161.8456 157.4615 159.7577
December 163.6468 161.2174 162.3922