YEARLY HIGH
169.9266 PKR
YEARLY LOW
156.8778 PKR
YEARLY AVERAGE
163.3411 PKR

2026 NZD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 169.9266. Conversely, the yearly low was recorded on June 25, dropping to 156.8778.

This high-to-low spread represents a total annual volatility of 13.0488 PKR. From a start-to-finish perspective, comparing the January average rate of 163.4266 to the December average rate of 162.9310, the exchange rate registered a net change of -0.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 169.9266 was down 1.89% compared to the 2025 peak of 173.2069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 849,633 PKR
2025 Average 819,501 PKR
Yearly Trough Low 784,389 PKR
Transaction Impact: A difference of 65,243.94 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

168.6303
159.7678
JanuMarcMayJuly

NZD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 163.8819, compared to 161.7186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1632 points.

H1 Avg (Jan–Jun) 163.8819
H2 Avg (Jul–Dec) 161.7186

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 9.4401 PKR (High: 169.9266 / Low: 160.4865). On the other end, August was the most stable month, with a tight range of 0.6523 PKR (High: 163.3814 / Low: 162.7291).

January Spread (Volatile) ±9.4401
August Spread (Stable) ±0.6523

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.8289 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -4.8289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 163.4266) against the same month in 2025 (average: 156.8254), the exchange rate shifted by +6.6013 (+4.21%).

2026 Avg (January) 163.4266
2025 Avg (January) 156.8254

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 169.9266 160.4865 163.4266
February 169.4449 166.0858 167.8917
March 166.3124 159.4259 163.0628
April 165.0598 158.2940 162.7610
May 166.7690 164.3311 165.4568
June 166.1734 156.8778 160.6922
July 162.4944 157.7213 160.5063
August 163.3814 162.7291 162.9310