2015 NZD to SAR Historical Review

YEARLY HIGH

2.9462 SAR

YEARLY LOW

2.3503 SAR

YEARLY AVERAGE

2.6271 SAR

2015 NZD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 2.9462. Conversely, the yearly low was recorded on September 7, dropping to 2.3503.

This high-to-low spread represents a total annual volatility of 0.5959 SAR. From a start-to-finish perspective, comparing the January average rate of 2.8676 to the December average rate of 2.5346, the exchange rate registered a net change of -11.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.9462 was down 10.95% compared to the 2014 peak of 3.3085, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 14,731 SAR

2014 Average 15,572 SAR

Yearly Trough Low 11,751 SAR

Transaction Impact: A difference of 2,979.40 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.9166

2.3278

JanuMarcMayJulySeptNove

NZD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7826, compared to 2.4716 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3109 points.

H1 Avg (Jan–Jun) 2.7826

H2 Avg (Jul–Dec) 2.4716

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.2174 SAR (High: 2.9462 / Low: 2.7288). On the other end, September was the most stable month, with a tight range of 0.0499 SAR (High: 2.4002 / Low: 2.3503).

January Spread (Volatile) ±0.2174

September Spread (Stable) ±0.0499

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1526 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1526

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.8676) against the same month in 2014 (average: 3.1009), the exchange rate shifted by -0.2333 (-7.52%).

2015 Avg (January) 2.8676

2014 Avg (January) 3.1009

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9462	2.7288	2.8676
February	2.8363	2.7268	2.7958
March	2.8762	2.7297	2.8014
April	2.8998	2.7948	2.8471
May	2.8296	2.6597	2.7681
June	2.6910	2.5435	2.6155
July	2.5336	2.4447	2.4909
August	2.5077	2.3842	2.4581
September	2.4002	2.3503	2.3768
October	2.5651	2.4016	2.5079
November	2.5401	2.4264	2.4614
December	2.5756	2.4914	2.5346