2020 NZD to SAR Historical Review

YEARLY HIGH

2.7066 SAR

YEARLY LOW

2.1121 SAR

YEARLY AVERAGE

2.4410 SAR

2020 NZD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.7066. Conversely, the yearly low was recorded on March 22, dropping to 2.1121.

This high-to-low spread represents a total annual volatility of 0.5945 SAR. From a start-to-finish perspective, comparing the January average rate of 2.4805 to the December average rate of 2.6623, the exchange rate registered a net change of 7.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.7066 was up 4.31% compared to the 2019 peak of 2.5947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 13,533 SAR

2019 Average 12,361 SAR

Yearly Trough Low 10,561 SAR

Transaction Impact: A difference of 2,972.69 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.7025

2.2193

JanuMarcMayJulySeptNove

NZD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3523, compared to 2.5297 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1774 points.

H1 Avg (Jan–Jun) 2.3523

H2 Avg (Jul–Dec) 2.5297

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2717 SAR (High: 2.3838 / Low: 2.1121). On the other end, October was the most stable month, with a tight range of 0.0476 SAR (High: 2.5130 / Low: 2.4654).

March Spread (Volatile) ±0.2717

October Spread (Stable) ±0.0476

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1275 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1275

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.6623) against the same month in 2019 (average: 2.4759), the exchange rate shifted by +0.1864 (+7.53%).

2020 Avg (December) 2.6623

2019 Avg (December) 2.4759

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5268	2.4249	2.4805
February	2.4357	2.3444	2.3975
March	2.3838	2.1121	2.2701
April	2.3079	2.2026	2.2596
May	2.3301	2.2294	2.2869
June	2.4638	2.3579	2.4192
July	2.5114	2.4302	2.4709
August	2.5292	2.4480	2.4772
September	2.5385	2.4540	2.5007
October	2.5130	2.4654	2.4900
November	2.6386	2.4744	2.5773
December	2.7066	2.6324	2.6623