YEARLY HIGH
5.7729 SBD
YEARLY LOW
4.6515 SBD
YEARLY AVERAGE
5.3525 SBD

2020 NZD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 5.7729. Conversely, the yearly low was recorded on March 22, dropping to 4.6515.

This high-to-low spread represents a total annual volatility of 1.1214 SBD. From a start-to-finish perspective, comparing the January average rate of 5.4763 to the December average rate of 5.7067, the exchange rate registered a net change of 4.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.7729 was up 2.27% compared to the 2019 peak of 5.6449, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 28,865 SBD
2019 Average 27,023 SBD
Yearly Trough Low 23,257 SBD
Transaction Impact: A difference of 5,607.16 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.7778
4.9243
JanuMarcMayJulySeptNove

NZD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1995, compared to 5.5056 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3061 points.

H1 Avg (Jan–Jun) 5.1995
H2 Avg (Jul–Dec) 5.5056

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7034 SBD (High: 5.3549 / Low: 4.6515). On the other end, July was the most stable month, with a tight range of 0.1146 SBD (High: 5.5375 / Low: 5.4229).

March Spread (Volatile) ±0.7034
July Spread (Stable) ±0.1146

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2691 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2691

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.7067) against the same month in 2019 (average: 5.4680), the exchange rate shifted by +0.2387 (+4.37%).

2020 Avg (December) 5.7067
2019 Avg (December) 5.4680

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5931 5.3441 5.4763
February 5.3679 5.1580 5.2750
March 5.3549 4.6515 5.0059
April 5.1138 4.8564 4.9954
May 5.1718 4.9658 5.0681
June 5.4737 5.2456 5.3761
July 5.5375 5.4229 5.4813
August 5.5740 5.3948 5.4531
September 5.5939 5.3315 5.4543
October 5.4423 5.3259 5.3920
November 5.6620 5.3238 5.5460
December 5.7729 5.6267 5.7067