YEARLY HIGH
5.9404 SBD
YEARLY LOW
5.4372 SBD
YEARLY AVERAGE
5.6742 SBD

2021 NZD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 5.9404. Conversely, the yearly low was recorded on December 20, dropping to 5.4372.

This high-to-low spread represents a total annual volatility of 0.5031 SBD. From a start-to-finish perspective, comparing the January average rate of 5.7515 to the December average rate of 5.4886, the exchange rate registered a net change of -4.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.9404 was up 2.90% compared to the 2020 peak of 5.7729, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 29,702 SBD
2020 Average 26,765 SBD
Yearly Trough Low 27,186 SBD
Transaction Impact: A difference of 2,515.71 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.8306
5.4575
JanuMarcMayJulySeptNove

NZD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7268, compared to 5.6216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1052 points.

H1 Avg (Jan–Jun) 5.7268
H2 Avg (Jul–Dec) 5.6216

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.3521 SBD (High: 5.8936 / Low: 5.5415). On the other end, July was the most stable month, with a tight range of 0.1032 SBD (High: 5.6612 / Low: 5.5580).

March Spread (Volatile) ±0.3521
July Spread (Stable) ±0.1032

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1467 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1467

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 5.7995) against the same month in 2020 (average: 5.2750), the exchange rate shifted by +0.5245 (+9.94%).

2021 Avg (February) 5.7995
2020 Avg (February) 5.2750

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.8680 5.6668 5.7515
February 5.9404 5.7420 5.7995
March 5.8936 5.5415 5.6889
April 5.7952 5.6012 5.6860
May 5.8113 5.6997 5.7586
June 5.7858 5.5462 5.6764
July 5.6612 5.5580 5.6187
August 5.6841 5.4906 5.6181
September 5.7653 5.5393 5.6880
October 5.7978 5.5715 5.6808
November 5.7611 5.4998 5.6353
December 5.5423 5.4372 5.4886